No Charge Initial Consultation With An Experienced Utah Consumer Protection Lawyer
This office acts for consumers (Mr. Ady does not act for debt collectors or other persons who enforce claims against consumers) and has successfully sued debt collectors, furnishers of false credit information, door-to-door-salesmen, credit reporting agencies, banks, auto dealers, and finance companies, and has successfully defended consumers in court against debt collector claims, credit card company claims, and auto dealer claims.
Ronald Ady has been a member of the Utah State Bar for over 27 years and his practice focuses primarily on consumer protection under Utah’s consumer protection laws, federal claims under the Fair Debt Collections Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), the Truth in Lending Act (TILA), as well as vehicle sales and financing fraud, defense of repossession claims, defense of debt collector claims, defense of student loan collections, and related consumer claims or consumer defenses. If your rights as a consumer have been violated and you are in need of an experienced and capable consumer protection attorney in Utah, contact this office by email for a no-charge initial case review (see the link on the upper right hand corner of this page), or contact Mr. Ady by telephone for a no-charge initial telephone consultation.
Frequently, consumers assume that they cannot afford legal counsel to prosecute or defend them when their rights as a consumer are in question. However, when a consumer’s claims or defenses have merit, most often this office has been able to structure a fee arrangement which makes it possible for consumers with modest means to retain the services of this office.
Early contact with a consumer protection lawyer is very often crucial to making it possible for your attorney to cost-effectively prosecute your consumer claim or assert a consumer protection defense on your behalf. Too often, consumers unduly delay in contacting a consumer protection attorney. And in many cases, the consumer (fearing that they cannot afford an attorney) acts as their own lawyer and creates procedural problems or legal barriers that may then be prohibitively expensive for an attorney to correct. By contacting this office early on in your case, you will make it possible for your consumer claims or consumer law defenses to be asserted in a much more cost-effective manner.
Please note that although this office will conduct an initial case review without charge, until this office enters into a retainer agreement with you, or appears on your behalf in a court case, this office does not act as your attorney.
| Debt Collection Abuse (FDCPA)  •Debt Collector Abuse And Harassment •Post-Bankruptcy Collection Violations •Student Loan Collection Violations •Medical Debt Collection Violations •Debt Collection Defense |
Fair Credit Reporting Violations (FCRA) •Post Bankruptcy Reporting Violations •Identity Theft •Stale Account Reporting Violations •False Account Reporting Violations •Credit Damage Claims |
Wrongful Bank Repossessions •Breach Of The Peace Repossessions •No Default Repossessions •No Notice Of Sale Repossessions •Unreasonable Re-sale Price |
Auto Fraud •New Vehicle Lemon Law (failure to repair) •Yo Yo Sales (Dealer Failure To Finance) •Forged Documents •Dishonored Service Contracts/Warranty Claims |
If you are not sure of where to begin, then please don't hesitate to ask. Utah Consumer Attorneys can help you get answers, and get relief from debt collection. Utah State consumer protection laws are in place for a reason, and this office is here to uphold those laws for you, the consumer.
The National Association of Consumer Advocates (NACA) is a nationwide organization of more than 1500 members who represent and have represented hundreds of thousands of consumers victimized by fraudulent, abusive and predatory business practices. As an organization fully committed to promoting justice for consumers, NACA's members and their clients are actively engaged in promoting a fair and open marketplace that forcefully protects the rights of consumers, particularly those of modest means.
NACA - National Association Of Consumer Advocates
